Glossary Of Debt Management & Financial Terms
Credit Blacklist
The 'Credit Reference Agency Blacklist' is a myth. All lenders devise their own criteria and use credit checks from the credit reference agencies purely to gain the information they need to make their lending decision. If a lender tells you that you are on a blacklist, it is more likely to mean that you do not meet their particular criteria.
See Credit Reference Agencies and Credit Check.
